As attempts are made to ensure that everyone who is eligible comply with the Affordable Health Care Act, people who have insurance such as Medicare have things of their own to contend with. Simple Medicare doesn’t cover everything. Policyholders usually have to have supplement insurance to help cover expenses such as emergency room visits and other procedures not fully covered by regular Medicare. There is an insurance agency that offers a medicare supplement insurance policy in Lake Charles, LA. Here are some things potential policyholders need to know about the supplemental insurance.
In Louisiana, Medicare supplement insurance policies are known as Medigap policies. These policies must subscribe to the Federal and State laws. This is for the protection of the policyholder, in particular. Many insurance companies offer Medicare policies, but they all provide the same thing. The important thing is that the policyholder must shop around to find the one that offers the most benefits and best rates for his or her needs. The policyholder must be sure to look at all the benefits of a particular Medigap policy. For example, he or she will find that Medigap plan K only covers 50 percent of the first three pints of blood that might be needed for a transfusion. Plans A through G covers that same amount at 100 percent.
The best things that a policyholder will want his or her Medicare supplemental insurance to do is cover deductibles, co-payments, and co-insurance. These out-of-pocket expenses may arise at a time when the policyholder simply do not have the additional cash on hand to pay for these things. These are things that should be compared across the different companies and agencies that offer the supplemental insurance.
Curtis Insurance Agency has been providing various insurance solutions for customers and clients in the Lake Charles, Louisiana area. The agency provides services in Sulphur, Louisiana and also in Pennsylvania. The insurance services offered are life insurance, homeowners’ insurance, automobile insurance, boat insurance, motorcycle insurance and Medicare. If any individuals are interested in a medicare supplement insurance policy in Lake Charles, LA, they can visit the website of Curtis Insurance Agency, domain URL.
