Have you recently acquired your driver’s license and are not really sure about Texas automobile insurance requirements? The state of Texas requires that drivers have a minimum of liability coverage. These valuations for the policy offer $30,000 for each individual injury sustained in an accident; it offers a maximum of $60,000. Property damage such as auto repairs are covered up to $25,000 with this coverage level. If you are ready to buy Car Insurance in South Austin TX today, you should contact your local State Farm agent.
Vital Facts About Insurance:
1. Financial Responsibility: The state of Texas is classified as a fault state. This implies that you can sue any driver who caused your accident, if you are not compensated fairly for your injuries or property damage. Alternately, a victim could also sue you if law enforcement deemed you at fault. Any drivers who fail to fulfill their financial responsibility by purchasing insurance can face litigation initiated by the victim and administrative action by the DMV.
2. Uninsured Motorists Insurance: While this policy is not required by law, it can provide you with immeasurable benefits. It prevents you from sustaining a loss when an uninsured motorist causes an accident. The policy compensates you for any unpaid medical expenses and helps you to repair your automobile.
3. Proof of Insurance: If you fail to provide law enforcement with proof of insurance, they can suspend your driver’s license immediately. They could also suspend your vehicle registration. When this occurs, no one can drive the automobile even if they do possess a valid license. Fines assigned range up to $1,000 based on previous violations.
4. TexaSure: This system allows the DMV to monitor your insurance policy to ensure that you are compliant with the law. At any time that you do not possess valid proof of insurance or a cancellation occurs, the DMV can take administrative action and cite you for the violation. At this time, you could receive a fine of $300 and suspensions of your registration and license.
Drivers who fail to comply with the law do not cause a financial burden for themselves. They also create a hindrance for drivers who do obey the law, by presenting financial hardships after an accident. If you wish to acquire Car Insurance in South Austin TX now, you should contact Patrick Court at State Farm today.
