Independent insurance agents in Denver can help individuals and families select the proper life, auto, and home insurance policies.
Life Insurance
When the policyholder of the life insurance passes away, the beneficiaries receive a sum of money. To get this type of coverage, a person can buy it all at once or make regular payments. Term life insurance is in place for a predetermined timeframe.
Independent insurance agents in Denver can advise you on the structure of this type of life insurance. It can be decreasing, convertible, or renewable. Whole life insurance is another option.
Auto Insurance
Auto insurance covers you if you harm someone or something, and if you have full coverage, you will get money if your car is destroyed in an accident. To keep your rates low, be a safe driver, and many companies will give you a discount if you buy other plans from them, such as life or home insurance. If you own another auto, boat, motorcycle, or recreational vehicle, you may also get a discount if you bundle them with the same company.
Home Insurance
This type of coverage protects your belongings, house, and finances. It will kick in if your property, furniture, and most of the items inside the home are damaged, and if someone is hurt on your property or in the house, the plan will help pay their doctor bills. You may need additional coverage if you are storing or hanging fine art in the home. For advice on selecting and bundling insurance policies, contact Longevity Brokers today.
