Not being able to have a child can be devastating but, in many cases, there are fertility treatments that can help make this a possibility. The problem is, these treatments can be quite expensive. There are a number of factors that can affect IVF Cost in San Antonio TX.
Fresh Cycle Vs. Frozen Cycle
One thing that can make a difference to the cost of a cycle of IVF treatment is whether fresh or frozen embryos are used. The national average cost for IVF using a fresh embryo is about $12,000, not counting medications, which can cost up to $5,000 more. Using a frozen embryo can drop the cost to somewhere between $3,000 and $5,000 per cycle before medication costs are added, which is why people sometimes try one treatment using a fresh embryo and then one using a frozen embryo from that cycle if the first treatment didn’t result in a viable fetus. IVF is only about 40 percent successful.
Extra Testing
Some people require that there is extra testing of the embryos due to potential risks of genetically-inherited diseases. This can add something between $3,000 and $6,000 per cycle to IVF Cost in San Antonio TX.
Discount Plans
Sometimes, practices that offer IVF treatments will offer patients a discount if they pay ahead of time for multiple cycles, which can save up to 40 percent over paying for one cycle at a time. The downside is that you don’t get the extra money back if you have a successful pregnancy during the first cycle, and the extra cycles aren’t usually able to be used to try to conceive future children.
Payment Options
Check carefully to see what insurance covers, as there is a limit to the coverage in most places. They may cover only a certain number of cycles or only the diagnostic phase. It’s possible to use flexible spending accounts for some of what isn’t covered if this is an option you have. Paying using a loan or a credit card will increase the overall costs as you’ll have to pay interest in addition to the cost of the treatments.
click here for more information on IVF.
