Drivers in Pennsylvania are required to maintain the mandatory liability insurance coverage. This coverage requirement is enforced nation-wide. The laws in Pennsylvania require drivers to acquire policies to provide $15,000 for one injury produced during an accident. The policy pays $30,000 if more than one individual is injured. It also provides $5,000 for property damage.
No-Fault States and Requirements
Vehicle Insurance Companies in Pittsburgh PA outline the requirements for auto insurance for auto owners. In addition to the mandatory auto insurance coverage, these drivers must also purchase medical benefits. These benefits should equate to $5,000 worth of coverage.
As a no-fault state, Pennsylvania requires drivers to file for coverage through their own insurance companies. This is to reduce the probability of lawsuits. However, drivers in the state have additional options. They could acquire tort coverage.
Tort coverage is available as limited or full. Limited tort coverage provides the right to sue for medical expenses, if the driver’s insurance doesn’t cover all these costs. Full tort coverage allows them to file a lawsuit for medical expenses, property damage, and tort options such as pain and suffering.
Drivers Without Insurance Coverage
Any driver caught without valid proof of insurance incur a $300 fine. Their registration and driver’s license is suspended for at least three months. They are required renew their registration and driver’s license after this period. They must pay applicable fees to acquire a new license or registration.
Immediate Notification of No Insurance
The Department of Motor Vehicles send a notification to the automobile owner if their insurance is canceled. The owner has a ten-day period to provide new proof of insurance to the DMV. If they fail to provide new proof, the DMV can impose penalties for no insurance coverage.
Automobile owners are required to purchase the mandatory auto insurance and medical benefits coverage. They are required to provide proof to the DMV each year when they renew their vehicle tag or if they purchase an additional vehicle. To acquire adequate coverage, they should contact Vehicle Insurance Companies in Pittsburgh PA to acquire a free quote or visit Website domain for additional details. You can also visit their Facebook page.
