In Washington, insurance policyholders have the legal right to fight against unethical insurance companies. The most common circumstance is a failure to provide the benefits to which they are entitled through the policy. The following are frequently asked questions that can be answered by an insurance claim attorney in Gig Harbor.
What Does the Attorney Do After You are Denied Coverage?
They review your individual policy and its terms. They determine if any clause in the contract justifies the actions of your insurance provider. If these terms do not exist, they evaluate the legal obligations of your insurance provider. It is unlawful for them to deny coverage for the identified item when the contract specifically states that you have access to these services. This is fraud.
Can the Attorney Negotiate to Get a Settlement?
Yes, they can negotiate with the insurer to recover the benefits in which the policyholder is entitled. However, negotiations aren’t successful in every case. The attorney can move forward with a lawsuit for the policyholder based on their rights to these benefits.
What is Bad Faith Litigation?
It is the legal term for filing a lawsuit against your insurer when the fail to provide coverage. A good faith clause is present in all insurance policies. It suggests that the insurer has disclosed all details of the policy to you. This indicates that they have explained any limitation in coverage imposed on your policy. They have also explained what benefits in which you are entitled. By signing this contract, the insurer promises to provide coverage based on circumstances identified in the policy.
What is Binding Arbitration?
It is a legal process used when there are more than one litigant filing a lawsuit against a company or insurance provider. This process is used instead of a lengthy trial which could take years. While these opportunities could generate a higher settlement, it also has its limitations. The victims cannot file an additional lawsuit after this case has concluded.
In Washington, insurance policyholders secure benefits by purchasing insurance. They acquire benefits based on the exact terms of the policy. These benefits are available for auto, home, business, and rental property to name a few. Policyholders who need assistance contact an Insurance Claim Attorney in Gig Harbor or meet Anthony Otto right now.
