In Ohio, drivers must follow specific laws related to auto insurance. These laws require them to acquire the minimum requirement to lower the financial impact of an accident. The minimum insurance requirement pays for medical and auto repair requirements. The following are FAQs to ask Auto Insurance Companies about this insurance.
What are the Basic Requirements for Auto Insurance?
The basic requirements for auto insurance begin with $25,000 for the first individual who is injured in an accident. The policy must provide a total of $50,000 for the total accident if more than one victim is involved. The policy must provide an additional value of $25,000 for property damage that occurred during the accident.
When Do Drivers Present Proof of Coverage?
Drivers will present evidence of insurance coverage when they register a new vehicle. They must also have proof of coverage at any time that law enforcement pulls them over or if they approach a checkpoint. Select auto dealers may require proof of existing coverage when the driver purchases a new vehicle as well. The driver must additionally provide evidence of coverage to any auto loan provider when they sign a contract to obtain a vehicle.
What Penalties Apply if Drivers Don’t Have Insurance Coverage?
The driver faces penalties if they fail to provide evidence of insurance to law enforcement officers. The DMV can also apply penalties if their current evidence is outdated or if the policy has expired. These penalties include a fine, a license suspension, and administrative fees for reinstating their license.
What Happens if the Driver is Convicted of a DUI?
The driver must acquire an SR-22 certificate from their insurer after they purchase insurance. The terms of their conviction define how many years the driver must acquire the certificates. They must show the certificate to the court to show their fulfillment of this requirement.
In Ohio, drivers must complete all requirements for auto insurance. The policies are required to lower the probability of a lawsuit. The insurance coverage pays for the requirements of the victim and prevents further legal action. Drivers who need coverage contact Auto Insurance Companies or visit for more information.
